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These three answers on budgeting and how to save money are a great place to start with your financial plan. With the average family in America making just $50,000 a year, it’s tough to find place in your check to save money.

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That doesn’t mean you can neglect saving though. Avoid putting money away and one financial emergency can put you in a debt hole from which you’ll never get out. Check out the answers to these three budgeting questions to help build your emergency fund.